//Credit Problems
Homeplan helps every homeowner and people from all walks of life ask Homeplan to arrange a remortgage.
Whether you've been employed for just a day, or self-employed with no accounts it doesn't matter. We can even take your projections into account if you like. We're not like others which don't have the experience to help you or see your circumstances as alien when it comes to asking for a mortgage.
We can help in cases where your home may be facing repossession, you've had County Court Judgements, Mortgage Arrears or you're in an Individual Voluntary Arrangement and even if you're facing bankruptcy.
We have the experience to produce a RAPID completion time, which is a must when facing repossession or your loan payments are wearing you down. Maybe you're separating and need to release equity so your partner can obtain another home. We can help them too. Contact us now and we'll help you achieve an easier life with your finances.
We deal with many well known lenders like Northern Rock, Birmingham Midshires, GMAC Residential Funding Corporation, Kensington Mortgages Platform Home Loans, Southern Pacific, Beacon Homeloans, Victoria Mortgages, I-Group, Accord Mortgages, Advantage Mortgages, Amber Homeloans, Bristol and West, DB Morgages (Deucherbank), Future, Freedom, London Mortgages, Mortgage Trust, Preferred, Rooftop Mortgages, Salt Finance, The Mortgage Bureau, etc., who lend for all different circumstances and all different types of property, fast and easy through Homeplan. Get smart and deal with your problem now by contacting Homeplan.
Ever wondered why your being turned down for credit? you can find out why here
Example product if you have minor credit problems
| Fixed rate for 2 years | From 6.59% |
| Loan to value 85% |
SVR 7.75% for comparison |
FIND OUT MORE ABOUT:
Re-possession
A re-possession order issued by a court does not necessarily mean that you will lose your home. Providing that there is sufficient equity in your property, Homeplan can usually find a lender who will be prepared to pay back your current lender and stop the eviction. Talk to us "We're here to help"
County Court Judgements (CCJs)
Some lenders refuse loans or mortgages to clients with County Court Judgements [CCJ's], but Homeplan has masses of experience in arranging mortgages for clients with this problem. Providing there is sufficient equity in your home then a straightforward re-mortgage, or secure a loan may sort the problem out for you FAST. Irrespective of the number of CCJ's registered in your name. Talk to us "We're here to help"
Mortgage Arrears
Past or current mortgage arrears often result in a refusal for re-mortgages or secured loans by most lenders.
Homeplan can overcome these problems by placing your mortgage with one of its preferred lenders who will accept clients with current or historical arrears problems and deal with your problem sympathetically. Talk to us now if you have this problem, as "Homeplan is here to help"
Individual Voluntary Arrangements
An Individual Voluntary Arrangement (IVA) conducted satisfactorily does not usually prevent an applicant securing a mortgage or loan - providing that there is sufficient equity in the property. Many clients have used Homeplan Finance to arrange finance in order to repay their IVA in full. Talk to us "We're here to help"
Bankruptcy
Past or Pending Bankruptcy is not an obstacle to Homeplan Finance who can usually arrange a mortgage for you. Talk to us before it happens or once you're discharged and we'll help you. "We're here to help"
Default
Some lenders refuse loans or mortgages to clients who have defaults registered against them from loan and credit card companies. Providing you have sufficient equity in your home then be prepared for Homeplan to say yes! Your mortgage isn't a problem to Homeplan irrespective of the number of Defaults registered in your name. Talk to us "We're to help"
We cover all areas of the UK including:
Aberdeen, Bath, Belfast, Birmingham, Blackburn, Bolton, Bournemouth, Bradford, Brighton, Bristol, Bromley, Cambridge, Canterbury, Cardiff, Carlisle, Chelmsford, Chester, Colchester, Coventry, Crewe, Croydon, Darlington, Dartford, Derby, Doncaster, Dorchester, Dudley, Dumfries, Dundee, Durham, Edinburgh, Enfield, Exeter, Falkirk, Fylde, Galashields, Glasgow, Gloucester, Guernsey, Guildford, Halifax, Harrogate, Harrow, Hebrides, Hemel Hempstead, Hereford, Huddersfield, Hull, Humberside, Ilford, Inverness, Ipswich, Isle of Man, Jersey, Kilmarnock, Kingston, Kirkaldy, Kirkwall, Lancaster, Leeds, Leicester, Lincoln, Liverpool, Llandrindod Wells, Llandudno, London E, London E-Central, London N, London NW, London SE, London SW, London W, London WC, Luton, Manchester, Medway, Milton Keynes, Motherwell, Newcastle, Newport, Northampton, Norwich, Nottingham, Oldham, Oxford, Paisley, Perth, Peterborough, Plymouth, Portsmouth, Preston, Reading, Redhill, Romford, Salisbury, Sheffield, Shetland, Shrewsbury, Slough, Southampton, Southend, St. Albans, Stevenage, Stockport, Stoke-on-Trent, Sunderland Sutton, Swansea, Swindon, Taunton, Teesside, Telford, Tonbridge, Torquay, Truro,Twickenham, Uxbridge, Wakefield, Walsall, Warrington, Watford, Wigan, Wolverhampton, Worcester, York, Yorkshire E, Yorkshire N, Yorkshire S, Yorkshire W,